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Ohana Rosare

ohanatherealtor@gmail.com +1(408) 420-2598

$ 559,900

Est. payment | -/mo

4 Beds

2 Baths

1,572 SqFt

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$ 559,900

Est. payment | -/mo

Save Virtual Tour

4 Beds

2 Baths

1,572 SqFt

Key Details

Property Type Single Family Home

Sub Type Single Family Residence

Listing Status Active

Purchase Type For Sale

Square Footage 1,572 sqft

Price per Sqft $356

MLS Listing ID 226070381

Bedrooms 4

Full Baths 2

HOA Y/N No

Year Built 1997

Lot Size 23086.999 Acres

Acres 0.53

Property Sub-Type Single Family Residence

Source MLS Metrolist

Property Description

Rare Assumable Financing at 2.75% - The smartest part of this move-in ready Placerville home isn't something you can see it's the financing. This home comes with assumable FHA financing at just 2.75%, while today's rates sit closer to 6.5%. For qualified buyers, that difference is life-changing. The principal and interest payment would be just $2,036.30 per month, a monthly savings of $785.91 compared to buying at current rates, and an estimated $83,708.42 in interest savings over five years. Put simply, owning this home costs less than renting in Placerville. You get the stability of homeownership, the chance to build equity, and a monthly payment that's hard to find anywhere in today's market. Beyond the financing, the home itself is ready to welcome you. Tucked on a private, quiet street in the city of Placerville, this single-story layout offers easy, comfortable living with no stairs to navigate. Inside, you'll find granite countertops, stainless steel appliances, and warm laminate wood flooring that ties the spaces together beautifully. The enclosed porch adds a relaxing spot to unwind, sip your morning coffee, or enjoy a quiet evening at home. It's a rare combination: a home that's truly move-in ready, paired with financing that puts real money back in your pocket month after month. Opportunities like this don't come around often, and they don't last long. Schedule your private showing today and see how much you could save. Assumable FHA financing available to qualified buyers. Savings figures are estimates based on current market rates.

Location

State CA

County El Dorado

Area 12701

Direction Main Street to Cedar Ravine to Darlington Ave. to Gerle Ave. Home on the right near the end of Gerle.

Rooms

Guest Accommodations No

Master Bathroom Shower Stall(s), Double Sinks

Living Room Other

Dining Room Space in Kitchen

Kitchen Breakfast Area, Granite Counter

Interior

Heating Central, Wood Stove

Cooling Central

Flooring Laminate

Fireplaces Number 1

Fireplaces Type Living Room, Free Standing, Wood Burning, Wood Stove

Window Features Dual Pane Full

Appliance Free Standing Gas Range, Dishwasher, Disposal

Laundry Cabinets, Sink, Inside Room

Exterior

Parking Features 24'+ Deep Garage, Garage Facing Front, Uncovered Parking Spaces 2+

Garage Spaces 2.0

Utilities Available Electric, Sewer In & Connected, Propane, Propane Tank Leased

Roof Type Composition

Topography Lot Grade Varies

Porch Enclosed Patio

Private Pool No

Building

Lot Description Low Maintenance

Story 1

Foundation Raised

Sewer Public Sewer

Water Public, Water District

Architectural Style Traditional

Schools

Elementary Schools Placerville Union

Middle Schools Placerville Union

High Schools El Dorado Union High

School District El Dorado

Others

Senior Community No

Tax ID 051-340-054-000

Special Listing Condition None

Pets Allowed Yes

Virtual Tour https://www.tourfactory.com/idxr3245075

Listed by eXp Realty of California, Inc.

Nearby Locations

"My job is to find and attract mastery-based agents to the office, protect the culture, and make sure everyone is happy! "

+1(408) 420-2598

ohanatherealtor@gmail.com

3256 Gerle AVE Placerville, CA 95667